Drivers with Finance Agreements Struggling to make Payments

Surveys have shown that almost 50% of drivers with finance agreements have had to cut back on spending to meet car finance payments.

Early Termination Penalties 

Some drivers have been hit with large penalties for handing their cars back early, because they couldn’t afford payments.

Fears Mount as Car Finance Debt Bubble About to Burst

Almost 50% of drivers using car finance deals, admit that they don’t understand the small print or even know just how much they have borrowed.

That amounts to just under 3 million UK drivers with 90% of drivers polled admitting they have no idea what all the small print in their contracts means, or how much finance they have committed to.

5.9 Million Finance Agreements Active


According to figures released by the FLA 5.9 million drivers in the UK currently have a car related finance agreement in place.

3 out of 5 drivers openly admit that they have signed a car finance deal tying them into several years of payments, without having a good understanding of exactly what they have committed themselves to.

Excess Mileage Trap

With the popularity of mileage limited finance deals on the increase, many drivers are exceeding their agreed mileage limits and facing additional costs of up to 30p per extra mile.

With most of the drivers unaware of what the excess mileage means in real terms, they are dealing with a ticking timebomb of potential debt.

Unmanageable Debt Further Burden to Cash Strapped Families

With almost 1 million cars acquired on finance last year alone, the resulting unmanageable debt could be very damaging to drivers that find themselves in negative equity and saddled with large excess mileage bills.

The result could be severe damage to their credit ratings, causing long term challenges and maybe even loss of credit altogether.

Personal Credit Scores

Many people weren’t aware that submitting multiple applications for credit, can also adversely affect their credit score, reducing the possibility of being accepted by lower rate finance companies.

High Use of Car Finance

“Much of the concern over rising consumer debt is caused by car finance deals”

Approx. 90% of UK drivers fund cars using some form of finance, tempted by cleverly marketed offers that hide the actual cost landing people in a lot more potential debt than they expect.

Fears That Drivers Are Accumulating too much Debt

Speculation of mis selling, and irresponsible lending have led the financial conduct authority to launch a review of the automotive industry, to investigate such claims.

Easy Car Finance Fuelling Ticking Timebomb

With so many people struggling to pay finance agreements, fears are that people are being driven into deeper debt and the situation could cause a problem for the wider economy.


What Is A Viable Alternative To Car Debt

Clearly car finance is a massive financial burden to may families but there is a viable alternative that can offer savings of 80% or more.

Crowdfunding is a realitively new concept but gathering popularity very quickly - MORE...


Simon Dixon Explains Crowdfunding - Click Here for short video




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Choosing a Good Tuner is as important as choosing a Good Doctor.

You will be presented with a bewildering selection of companies, all claiming to be the best in the industry. Unfortunately the industry has been flooded with “Get Rich Quick” merchants all desperate to take your money from you. In many cases the “Get Rich Quick” operators have invested in “Cloned” counterfeit remapping tools off the internet. They have little “if any” industry knowledge, experience or liability insurance…

Don’t get sucked in by a good story and what appears to be an incredible price. Instead of taking the word of self-acclaimed tuning experts, a search on google will reveal some very interesting, yet disturbing facts about a few “so called” professionals. Unlike some testimonials “Bert for Bognor says we are Brill” our customers are real people. Don’t take our word for it, ask the people that know best “Our Customers”

I went for a remap on my T5 as it had an awful flat spot around 2800 rev's I got great personal service and its like having a new engine in the van smooth power and greater economy.... Highly recommended wish I'd done it months ago it would have paid for it self already thanks a lot hills are no longer a drag.

Adrian McManus

Popped in to see Mike on Friday to have my A4 2.0TDi 170hp remapped. Have to say I was a little pessimistic at first having being told by another firm that remaps on these were a nightmare so was expecting the worst! Thankfully, nothing of the sort, straight in, one error message unknown but Mike worked it out and all done in no time. Straight out for a test run and the drive is very different, certainly mid ranged (where these engines seem to suffer) pulls away nicely and can definitely feel the benefit. Best money I've ever spent on a car in, well, forever! Thanks again Mike

Mark Patterson

Had the ECU my 320D remapped by Mike yesterday. Very impressed with the results. Noticed it straight away after having it done. Service was also great, talked me through all of it to get exactly what I wanted out of it. Highly recommend mpg tuning.

James Aston

Took my Civic Mk VIII 2.2 CDTI to Mike following a recommendation from a friend who's had his last few cars remapped at MPG., professional service and answered any questions I had. Customised remap that gave me a good balance between performance and economy. Mike was happy to let me watch the whole procedure and explained what he was doing. Makes a good brew as well! Would highly recommend, Will definitely bring my future motors here.

Dan Wright

Just had the ECU on my BMW 320D remapped and it is absolutely superb the power is unbelievable and the service is outstanding would recommend it to anybody he has transformed my car from 160 bhp to 207 bhp no smoke at all and the power delivery is awesome throughout all of the gears really happy.

Tom Dawson

Had my Astra 1.9cdti remapped here with EGR delete for a great price, I have now got the full power and yes it's rapid lol.... Mike was helpful and talked me through it all and also good after care as well. Thanks again.

Scott Walker

Had my T5 remapped today. Over the moon with the results! Really reasonable price and customer service is second to none! Would highly recommend!

Ethan Tunnicliffe

I had my car remap done and I'm really pleased with MPG Tuning. Great atmosphere, great service and I will recommend it to all my friends. Thank you once again. Renault Megane 2.0 Turbo petrol with 165 hp standard

David Wojtasik

Took my Astra estate for a ecu remap, excellent job feels a lot more responsive!

Umair Khalid

Mike remapped my car. Perfect professional service from start to the end. For less than 2 hours everything was done. If you want a different feeling when you are driving MPG Tuning is your place to go.

Dimitar Dimitrov

My boyfriend has exactly the same car as me 1.5 diesel fiesta, had his remapped and was over the moon with it. I had never thought of having a car remap but after driving his, mine felt heavy and slow so decided to get mine done too, now I am converted I love it even more and I am getting about 80-90 miles per tank better than before, very happy , great friendly service and awesome cuppa while we waited

Kelly Williams

Had my renault van remapped at mpg tuning, awesome power, can now keep up with pigeons, thanks Mike for an excellent job 👍👍



Our lead technician has over 16 years’ experience in the tuning industry and long term connections with some of the Worlds most experienced data programming and tuning specialists. We are extremely passionate about our customer satisfaction and strive for a perfect result every time.

Contact MPG Tuning today to discuss options for a professional ECU remap or Call Us: 01543 466 662