Financial Burden - You won't believe it!

Headline Figures and confusion marketing hides the real cost…

Competition in the New car market is intense, with car dealers using clever marketing tactics to entice new customers.  

Headline prices look very attractive, until you unravel the small print and reveal the real running cost of a new vehicle.

The REAL cost of driving a New Car REVEALED

The cost of car ownership is hitting drivers hard and research demonstrates that running a car is a huge financial commitment, often accounting for a substantial percentage of household income. What you spend on finance, repairs, tax and insurance could buy you a home in most parts of the UK, and that’s without accounting for fuel.

Why do people want a New Car?

Driving a new car can give people a great sense of self-worth and freedom, so it might be the case that they consider its worth the cost., even though it means sacrificing so much. Are you ready for the automotive industry revolution…


If you are on finance whether that be via PCP or HP depreciation of the vehicle will affect you because the cost of that depreciation must be accounted for somewhere. This could affect you in the amount you pay each month, your final payment or both and certainly if you opt for ownership at the end of your contract.

Hire Purchase HP v Personal contract plan PCP

In the image above, you can see a comparison between two of the most popular methods of funding the use of a New car. A third option is to buy the car outright, but not many people have £20,000 collecting dust.

This is how HP works

Hire purchase (HP) is a type of borrowing. It is different from other types of borrowing because you don't own the goods until you have paid in full. Under an HP agreement, you hire the goods and then pay an agreed amount by instalments. Until you’ve paid a third of the total amount payable the lender can repossess the car without a court order.


If you want to own the car at the end of the HP, you’ll have to pay a final payment as agreed in the original agreement terms.

This is how a PCP works

A personal contract plan (PCP) deal will offer flexible terms, which include low monthly payments and most often a low rate of interest. But there can be negatives that can have a negative impact if you're not careful, so read the small print carefully.

PCP Cost Calculator - Click Here

Minor Damage

The small print of the personal contract plan usually include financial penalties for minor damage to the car while it's in your possession.

Mileage Limit

If you exceed the stated mileage limit, there is usually cost per excess mile penalty to pay too. You need to be fully conversant with the facts when choosing between HP and a PCP agreement. Depending on the terms of the PCP it might be cheaper to opt for a HP agreement instead.


If you want to own the car at the end of the PCP, you’ll have to pay an often-substantial final payment, known as a balloon payment.

Other costs operating costs

So now you have decided how to fund your car, you must consider other running costs.

Servicing and Repairs

Servicing is an extra cost you can opt for at the beginning of the agreement, or you can pay as you go, the cost will vary according to your car and mileage. Its estimated that average cost of an annual service across the industry is £425, if you have the car for a 24 month period you would normally only need to pay for one service.


If you only plan to have your car over a two year period any faults with the car should be covered under the manufacturer’s warranty.

Insurance Cost

According to recent polls, British drivers are likely to spend an average £752 per year on their annual car insurance in the UK.

Popularity of PCP

The Society of Motor Manufacturers and Traders, recently reported that about 80 per cent of new cars in the UK are supplied via Personal Contract Plans. Are you ready for the automotive industry revolution…

The REAL cost of driving a New Car REVEALED
Summary of Costs based on £20,000 car as shown in image above.
  • PCP (cheapest monthly cost) £477.71
  • Insurance (average £752 p.a.) £62.67
  • Servicing (average £452 p.a) £37.66
  • Tax (average £300 p.a) £25.00
  • Deposit (divided by 24) £125.00

Total Monthly average cost  £728.04  

Revolutionary Industry Disruption

Every now and then a brilliant concept becomes a reality, here are a few examples…


UBER have disrupted the taxi industry and now dominate personal passenger transport in many major cities around the world. Uber is a convenient, inexpensive and safe taxi service. Hire a private driver to pick you up & take you to your destination with the tap of a button on any smartphone device. A nearby driver often arrives to pick you up within minutes. Not only is this an on-demand car service, but you can even watch as your driver is en-route to come pick you up.


Based in San Francisco, California Airbnb was Founded in August 2008, disrupted the hotel industry and continues to grow in popularity Airbnb is a trusted community marketplace for people to list, discover, and book unique accommodation around the world, online or from a mobile phone or tablet. Whether a flat for a night, a castle for a week, or a villa for a month, Airbnb connects people to unique travel experiences, at any price point, in more than 65,000 cities and 191 countries. And with world-class customer service and a growing community of users, Airbnb is the easiest way for people to monetise their extra space and showcase it to an audience of millions. In an ever-changing world, new idea’s and concepts are disrupting what we consider to be the norm. Are you ready for the automotive industry revolution…  

The Automotive Industry Revolution is here NOW!

Due to a temorary social media ban we are not allowed to share details publicly yet so in the meantime follow this link and send me a private message for details

The (coming soon) was a revolutionary concept who’s time has come. Pxxxx offers an exciting, industry disrupting alternative to even the cheapest PCP deal, saving drivers many £1000’s every year. With membership growing exponentially is disrupting the automotive industry model and giving the average person the opportunity to drive a new car for a fraction of the normal cost they would have to pay…

No Credit Checks

Not only does it save an eye watering amount of money, but there are no credit checks either. Formerly, people with poor credit history could never aspire to drive a brand-new car, but now with Pxx, that is now something they will never need to worry about again. All active members of Pxx will get a new car every two years.

The monthly membership of £(coming soon) (UK)
  • Includes Insurance
  • Includes breakdown cover
  • Includes warranty
  • Includes Servicing
  • Includes Tax



VAG Group Emissions Recall Scandal 

If you have been affected by the issues regarding VAG emissions scandal recall, then our VAG emissions update solution will give you the opportunity to have your car performing as it should.

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Choosing a Good Tuner is as important as choosing a Good Doctor.

You will be presented with a bewildering selection of companies, all claiming to be the best in the industry. Unfortunately the industry has been flooded with “Get Rich Quick” merchants all desperate to take your money from you. In many cases the “Get Rich Quick” operators have invested in “Cloned” counterfeit remapping tools off the internet. They have little “if any” industry knowledge, experience or liability insurance…

Don’t get sucked in by a good story and what appears to be an incredible price. Instead of taking the word of self-acclaimed tuning experts, a search on google will reveal some very interesting, yet disturbing facts about a few “so called” professionals. Unlike some testimonials “Bert for Bognor says we are Brill” our customers are real people. Don’t take our word for it, ask the people that know best “Our Customers”

I went for a remap on my T5 as it had an awful flat spot around 2800 rev's I got great personal service and its like having a new engine in the van smooth power and greater economy.... Highly recommended wish I'd done it months ago it would have paid for it self already thanks a lot hills are no longer a drag.

Adrian McManus

Popped in to see Mike on Friday to have my A4 2.0TDi 170hp remapped. Have to say I was a little pessimistic at first having being told by another firm that remaps on these were a nightmare so was expecting the worst! Thankfully, nothing of the sort, straight in, one error message unknown but Mike worked it out and all done in no time. Straight out for a test run and the drive is very different, certainly mid ranged (where these engines seem to suffer) pulls away nicely and can definitely feel the benefit. Best money I've ever spent on a car in, well, forever! Thanks again Mike

Mark Patterson

Had the ECU my 320D remapped by Mike yesterday. Very impressed with the results. Noticed it straight away after having it done. Service was also great, talked me through all of it to get exactly what I wanted out of it. Highly recommend mpg tuning.

James Aston

Took my Civic Mk VIII 2.2 CDTI to Mike following a recommendation from a friend who's had his last few cars remapped at MPG., professional service and answered any questions I had. Customised remap that gave me a good balance between performance and economy. Mike was happy to let me watch the whole procedure and explained what he was doing. Makes a good brew as well! Would highly recommend, Will definitely bring my future motors here.

Dan Wright

Just had the ECU on my BMW 320D remapped and it is absolutely superb the power is unbelievable and the service is outstanding would recommend it to anybody he has transformed my car from 160 bhp to 207 bhp no smoke at all and the power delivery is awesome throughout all of the gears really happy.

Tom Dawson

Had my Astra 1.9cdti remapped here with EGR delete for a great price, I have now got the full power and yes it's rapid lol.... Mike was helpful and talked me through it all and also good after care as well. Thanks again.

Scott Walker

Had my T5 remapped today. Over the moon with the results! Really reasonable price and customer service is second to none! Would highly recommend!

Ethan Tunnicliffe

I had my car remap done and I'm really pleased with MPG Tuning. Great atmosphere, great service and I will recommend it to all my friends. Thank you once again. Renault Megane 2.0 Turbo petrol with 165 hp standard

David Wojtasik

Took my Astra estate for a ecu remap, excellent job feels a lot more responsive!

Umair Khalid

Mike remapped my car. Perfect professional service from start to the end. For less than 2 hours everything was done. If you want a different feeling when you are driving MPG Tuning is your place to go.

Dimitar Dimitrov

My boyfriend has exactly the same car as me 1.5 diesel fiesta, had his remapped and was over the moon with it. I had never thought of having a car remap but after driving his, mine felt heavy and slow so decided to get mine done too, now I am converted I love it even more and I am getting about 80-90 miles per tank better than before, very happy , great friendly service and awesome cuppa while we waited

Kelly Williams

Had my renault van remapped at mpg tuning, awesome power, can now keep up with pigeons, thanks Mike for an excellent job 👍👍



Our lead technician has over 16 years’ experience in the tuning industry and long term connections with some of the Worlds most experienced data programming and tuning specialists. We are extremely passionate about our customer satisfaction and strive for a perfect result every time.

Contact MPG Tuning today to discuss options for a professional ECU remap or Call Us: 01543 466 662